Statement inputs
$ · any currency unit01 · balance sheet
as at reporting date$
cash, receivables, inventory, short-term items
$
subset of current assets, for quick ratio
$
obligations due within 12 months
$
everything the company owns
$
everything the company owes
$
leave blank to auto-set = assets − liabilities
02 · income statement
for the period$
net sales for the period
$
profit for the period (negative = a loss)
updates live as you type
Ratios
awaiting your numbers
rule of thumb, not a standard:
Healthy ranges below are generic readership guidance for quick orientation — they are not covenants, targets, audited benchmarks, or legal standards. What is genuinely healthy depends on industry, business stage, and capital structure. Round figures to whole units of currency for a quick sanity pass.
current ratio
—
—
current assets ÷ current liabilities
rule of thumb —
quick ratio
—
—
(current assets − inventory) ÷ current liabilities
rule of thumb —
debt-to-equity
—
—
total liabilities ÷ shareholders' equity
rule of thumb —
debt ratio
—
—
total liabilities ÷ total assets
rule of thumb —
net profit margin
—
—
net income ÷ revenue
rule of thumb —
return on assets
—
—
net income ÷ total assets
rule of thumb —
return on equity
—
—
net income ÷ shareholders' equity
rule of thumb —
asset turnover
—
—
revenue ÷ total assets
rule of thumb —
formula & range key
rule-of-thumb ranges only
| ratio | formula | rule of thumb |
|---|---|---|
| Current ratio | current assets ÷ current liabilities | ≈ 1.5 – 3.0 |
| Quick ratio | (current assets − inventory) ÷ current liabilities | ≈ 0.8 – 1.5 |
| Debt-to-equity | total liabilities ÷ shareholders' equity | ≤ 1.5 · varies by industry |
| Debt ratio | total liabilities ÷ total assets | ≤ 0.5 |
| Net profit margin | net income ÷ revenue | ≥ 5% |
| Return on assets | net income ÷ total assets | ≥ 5% |
| Return on equity | net income ÷ shareholders' equity | ≥ 10% |
| Asset turnover | revenue ÷ total assets | ≥ 1.0 |