Rent vs Buy Calculator

Compare total cost of renting vs buying over your time horizon

Mortgage Rate

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Down Payment

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Opportunity Cost

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Appreciation

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Break-Even

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Net Cost

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R Renting Scenario

Monthly Rent ($)

Annual Rent Increase (%)

Renters Insurance ($/yr)

Security Deposit ($)

Investment Return on Savings (%)

Home Price ($)

Down Payment (%)

Mortgage Rate (%)

Loan Term (years)

Property Tax (% / yr)

Home Insurance ($/yr)

Maintenance (% / yr)

Home Appreciation (% / yr)

Closing Costs (%, buy + sell)

Time Horizon (years)

Marginal Tax Rate (%)

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Enter your figures and click Calculate to see the comparison