Map your whole semester: billed costs (tuition & fees), living costs (housing, meal plan, books & supplies, transport, personal) and every income source (grants, loans, job, savings) across your term length. Get per-semester and per-week totals, the surplus or shortfall you’ll carry, and a simple month-by-month cash plan. Everything runs in your browser — nothing is uploaded.
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Billed costs
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Living
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Income
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Balance
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Cash plan
Module detail
Term length
How many weeks is your semester or term? This drives the per-week view and the month-by-month cash plan.
Costs
Everything your semester spends. Enter what you pay for the term — totals update live as you type.
Billed costs
Income
Living costs
Monthly items are prorated across your term using 4.345 weeks per month. One-time (per-semester) costs and income land in the first month of the cash plan — that’s typically when tuition bills and aid disbursements hit.
Semester budget waiting
Enter a valid term length and at least one cost or income figure above — the budget updates live.
BALANCED
Costs / semester
Income / semester
Surplus / shortfall
Term
Weekly figures below = each category spread evenly over your 0-week term.
Cash plan by month
One-time items (tuition, fees, books, grants, loans, savings) hit in month 1; monthly items recur across the term. Dips below zero mean cash runs dry before month-end.
How this works & assumptions
Term length is split into months at 4.345 weeks each. Monthly costs and income are prorated across those months, so a 16-week term bills monthly items for the whole 16 weeks exactly.
Billed costs (tuition, fees) and one-time living costs (books & supplies) pay out in month 1. Living costs (housing, meal plan, transport, personal) are assumed to repeat every month of the term.
Income — grants, loans and savings are assumed to arrive in month 1; job / work-study income arrives every month. This is a simplifying assumption — your school’s disbursement schedule may differ.
Surplus means your income covers all costs for the term; a shortfall is money you still need from extra work, additional aid or a cheaper plan. The cash plan shows the running balance month to month — note that a positive term balance can still have cash gaps mid-term if income arrives late.
This is an estimation only. Financial-aid rules vary by school, program and award type — confirm your actual bill, disbursement timing and aid terms with your institution before relying on these numbers.